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Welcome

My name is Tracy Ellis-Fuller

Based in Hastings, I specialise in introducing individuals like yourself to equity release options that provide access to the cash equity in your home. Consider me your personal guide, facilitating connections to these tailored financial solutions.

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Tracy Ellis Fuller

About Equity Release

Equity release in the UK refers to a financial arrangement that enables homeowners, typically those aged 55 and older, to unlock a portion of the value tied up in their property. This allows individuals to access tax-free funds, either as a lump sum or in installments, without having to sell their home.

 

The borrowed amount, along with accrued interest, is typically repaid when the homeowner passes away or moves into long-term care, with the repayment sourced from the sale of the property, however there are options to make voluntary repayments on an adhoc basis to reduce the amount that is owed at the end. Equity release serves as a flexible financial tool, offering older individuals the opportunity to enhance their retirement lifestyle or address specific financial needs while retaining the right to live in their home.

Important note on Equity Release: This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.

Common Uses For Equity Release

✔️  Home improvements

✔️  Increasing retirement income

✔️  Holidays/Holiday Homes

✔️  Buying a new car

✔️  Helping the family

✔️  Gifting to children/grandchildren

✔️  Health care

✔️  Long-term care in your home

✔️  Debt consolidation

✔️  Dividing assets after divorce

✔️  Buying a new home

Talk To Us

Whether you're looking to enhance your living space, supplement your retirement income, support your loved ones, or plan for your future, Equity Release can provide a flexible financial solution.

 

Equity release is a complex legal arrangement and expert independent legal advice will always be involved within the process.

Working With the Best Clients and Partners

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Ms J.C   St Leonards, East Sussex.

Thank you so much for your kind help with the Equity Release.  Wonderfully explained and calm guidance!  Now all paid off, I can say a huge weight has been lifted.

I will and have been recommending you to several of my friends.  I see the stress they are under and how they would benefit.
Country House

Lending Options for Life will refer to themselves as being Tracy Ellis-Fuller throughout this website.

Lending Options for Life is a trading style of RightHomes Equity Release Ltd, which is an appointed representative of The Right Mortgage Ltd, who are authorised and regulated by the Financial Conduct Authority.
RightHomes Equity Release Ltd. Registered address: Churchfield House, 36 Vicar Street, Dudley, West Midlands, DY2 8G. Registered in England & Wales No. 14787844.


This is a lifetime mortgage. To understand the features and risks, please ask for a personalised
illustration. Check that this mortgage will meet your needs if you want to move or sell your home or
you want your family to inherit it. If you are in any doubt, seek independent advice. There may be a
fee for advice, the exact amount will be based on your circumstances and will be agreed following
your initial meeting. A typical fee is £1,495.


The information on this website is intended for guidance purposes only and does not constitute
advice. Furthermore, the information on this website is subject to UK regulatory regime and is
therefore intended for consumers living in the UK only. We are not responsible for the content in
any links to 3rd party sites.

©2023 by Tracy Ellis-Fuller

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